# The Problem

**one of the biggest problems we are facing today in the world of cryptocurrency is how to make payments with our digital assets when it comes to business and payment of goods and services both online and offline. looking at the future of digital currency today and** **the advantages of crypto payments, such as ultra-low fees, speed, clear and developed advancement in transactional security and lots more have yet to be implemented in the market...Cryptocurrency with more advantages than our local fiat in terms of transparency and accountability, buyers desire a consumer protection protocol that protects their purchases and provides refunds if the case arises while at the other hand, sellers would love to earn more revenue but are cautious of the volatility issues associated with accepting cryptocurrencies**.&#x20;

**In some cases, crypto users find it hard to manage their crypto tools such as different wallets, DEX, Coin-market lists.**

**Sending digital currencies or making payments offline using USSD code will make things easier for crypto users.**
